Welcome to ObtainLoan, the Largest and quick online loan company in Nigeria!!
Access quick and reliable loans with no collateral, low interest rates, and a simple application process designed to support your financial needs easily.
Create an AccountOnline Payment
Make secure and convenient online payments anytime, anywhere, using our fast, user-friendly platform designed for your financial ease.
Take Quick Loan
Apply for a quick loan in minutes with no hassle. Fast approval and instant disbursement to meet urgent financial needs.
Deposit to Your Account
Receive loan disbursements or payments directly into your bank account safely, quickly, and without delays—right when you need it most.
Transfer Money
Easily transfer money to any bank account in Nigeria with our reliable and swift transfer service, available 24/7.
We care about your fastest loan
Our Mission
To provide fast, accessible, and reliable loan services that empower Nigerians and support financial stability nationwide.
Our Vision
To become Nigeria’s leading digital loan platform, transforming lives through innovative financial solutions and inclusive economic support.
Our Goal
To ease access to credit for individuals and businesses, helping them grow, overcome hardship, and achieve long-term financial independence.
Get an instant loan today!
Personal Loans
We offer quick and accessible personal loans to help cover urgent expenses, emergencies, or short-term financial needs with ease.
Business Loans
Support for small and medium businesses through flexible loan options designed to boost operations, expansion, and long-term growth opportunities
Emergency Loans
Fast-response emergency loans to assist individuals facing unexpected challenges, ensuring immediate financial relief during critical times.
Secure Service
Your information and transactions are fully protected with advanced encryption, ensuring a safe, confidential, and trustworthy loan experience every time.
Lowest Interest Rate
Benefit from one of the lowest interest rates in Nigeria, designed to make loan repayment easy, affordable, and stress-free.
It's easy to get Loans
Open an Account
To be an account holder you have to open an account first.
Verification
After registration you need to verify your Email.
Apply for Loans
Aply for any loan of your choice.
Get Service
Now you can get any of our services as our registered account-holder
KYC Verification
You have to be verified either by your NIN or any relevant identification card.
We Have The Best Loan Plans
Rent Loan
- Interest Rate 0%
- Take Minimum #250,000.00
- Take Maximum #700,000.00
- Per Installment 5%
- Installment Interval 180 Days
- Total Installment 20
Emergency Loan
- Interest Rate 0%
- Take Minimum #500,000.00
- Take Maximum #3,000,000.00
- Per Installment 5%
- Installment Interval 180 Days
- Total Installment 20
Construction Loan
- Interest Rate 0%
- Take Minimum #6,000,000.00
- Take Maximum #15,000,000.00
- Per Installment 5%
- Installment Interval 180 Days
- Total Installment 20
We provide our LOAN services all over Nigerian
Enjoy seamless access to our trusted loan services anywhere in Nigeria, supporting individuals and businesses nationwide every day.
800k
Account Holders
10B
Total Transaction
6
Total Branches
36
State We Serve
Frequently Asked Questions
Find quick answers to common questions about our loan application process, eligibility, repayment, and how ObtainLoan works for you.
Repayment is flexible and can be made via bank transfer, debit card, or automated deductions. Loan terms and due dates are clearly stated upfront.
Most loans are processed and approved within a few hours, but it can take up to 24 hours in some cases.
Loan amounts vary based on your eligibility, credit profile, and repayment capacity. New users may start with smaller amounts, which can increase over time.
Simply visit our website or platform, complete the online application form, upload required documents, and submit. Approval is usually quick and seamless.
Anyone residing in Nigeria, aged 18 and above, with a valid means of identification and a source of income can apply for a loan.
ObtainLoan is a digital loan platform created by a group of Nigerians to provide easy, fast, and secure access to loans for individuals and businesses across Nigeria.
Our Partners
