Frequently Asked Questions
Find quick answers to common questions about our loan application process, eligibility, repayment, and how ObtainLoan works for you.
Repayment is flexible and can be made via bank transfer, debit card, or automated deductions. Loan terms and due dates are clearly stated upfront.
Most loans are processed and approved within a few hours, but it can take up to 24 hours in some cases.
Loan amounts vary based on your eligibility, credit profile, and repayment capacity. New users may start with smaller amounts, which can increase over time.
Simply visit our website or platform, complete the online application form, upload required documents, and submit. Approval is usually quick and seamless.
Anyone residing in Nigeria, aged 18 and above, with a valid means of identification and a source of income can apply for a loan.
ObtainLoan is a digital loan platform created by a group of Nigerians to provide easy, fast, and secure access to loans for individuals and businesses across Nigeria.
Get an instant loan today!
Personal Loans
We offer quick and accessible personal loans to help cover urgent expenses, emergencies, or short-term financial needs with ease.
Business Loans
Support for small and medium businesses through flexible loan options designed to boost operations, expansion, and long-term growth opportunities
Emergency Loans
Fast-response emergency loans to assist individuals facing unexpected challenges, ensuring immediate financial relief during critical times.
We provide our LOAN services all over Nigerian
Enjoy seamless access to our trusted loan services anywhere in Nigeria, supporting individuals and businesses nationwide every day.
800k
Account Holders
10B
Total Transaction
6
Total Branches
36
State We Serve